The Financial Sustainability of Micro Finance Institutions in Sub Saharan Africa is popular PDF and ePub book, written by Hanna Kattilakoski in 2020-08-05, it is a fantastic choice for those who relish reading online the Business & Economics genre. Let's immerse ourselves in this engaging Business & Economics book by exploring the summary and details provided below. Remember, The Financial Sustainability of Micro Finance Institutions in Sub Saharan Africa can be Read Online from any device for your convenience.
The Financial Sustainability of Micro Finance Institutions in Sub Saharan Africa Book PDF Summary
Master's Thesis from the year 2018 in the subject Business economics - Investment and Finance, grade: 90.0, Cologne Business School Köln, language: English, abstract: The aim of this study is to understand the factors that drive financial sustainability in microfinance institutions. To accomplish this, several indicators for operational self-sufficiency (OSS) were investigated through correlation and regression analysis. The results indicate that the drivers for operational self-sufficiency include return on assets, number of active borrowers and profit margin. The analysis also showed that in terms of OSS and profitability, there is little difference between for-profit and non-profit organizations. To increase operational self-sufficiency institutions should increase return on asserts, the number of active borrowers and their profit margin. The results support the profit-incentive theory and the financial systems approach. These results indicate that to achieve financial sustainability MFIs should focus on covering operating expenses through earned revenues. Therefore, MFI structure should encourage cost-oriented management. Additionally, findings from this study revealed that there may not be a large tradeoff in efficiency and outreach. Results showed that operationally self-sufficient MFIs actually have a larger outreach than non-self-sufficient organizations. Limitations for this study include that the regression only explains the variables affecting OSS with 26 % certainty and other variables not tested may also be factors
Detail Book of The Financial Sustainability of Micro Finance Institutions in Sub Saharan Africa PDF
- Author : Hanna Kattilakoski
- Release : 05 August 2020
- Publisher : GRIN Verlag
- ISBN : 9783346219473
- Genre : Business & Economics
- Total Page : 103 pages
- Language : English
- PDF File Size : 16,6 Mb
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