Mortgage Reform Potential Impacts of Provisions in the Dodd Frank Act on Homebuyers and the Mortgage Market is popular PDF and ePub book, written by DIANE Publishing Company in 2011, it is a fantastic choice for those who relish reading online the Law genre. Let's immerse ourselves in this engaging Law book by exploring the summary and details provided below. Remember, Mortgage Reform Potential Impacts of Provisions in the Dodd Frank Act on Homebuyers and the Mortgage Market can be Read Online from any device for your convenience.
Mortgage Reform Potential Impacts of Provisions in the Dodd Frank Act on Homebuyers and the Mortgage Market Book PDF Summary
The Dodd-Frank Act is intended to reform residential mortgage lending and securitization practices that contributed to the recent financial crisis. The Act provides some liability protection for lenders originating mortgages that meet nine specified criteria associated with a borrower¿s ability to repay (¿qualified mortgages¿). The act also requires securitizers of mortgages not meeting separate criteria associated with lower default risk to retain at least 5% of the credit risk. This report discusses the potential impact of the act¿s: (1) qualified mortgage criteria; (2) credit risk retention requirement; and (3) provisions concerning homeownership counseling and regulation of high-cost loans. Charts and tables. This is a print on demand report.
Detail Book of Mortgage Reform Potential Impacts of Provisions in the Dodd Frank Act on Homebuyers and the Mortgage Market PDF
- Author : DIANE Publishing Company
- Release : 03 June 2024
- Publisher : DIANE Publishing
- ISBN : 9781437989007
- Genre : Law
- Total Page : 83 pages
- Language : English
- PDF File Size : 16,7 Mb
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