Genetics and Life Insurance is popular PDF and ePub book, written by Mark A. Rothstein in 2004, it is a fantastic choice for those who relish reading online the Business & Economics genre. Let's immerse ourselves in this engaging Business & Economics book by exploring the summary and details provided below. Remember, Genetics and Life Insurance can be Read Online from any device for your convenience.

Genetics and Life Insurance Book PDF Summary

Experts discuss the economic, legal, and social issues surrounding the use of genetic testing in determining eligibility for life insurance. Insurance companies routinely use an individual's medical history and family medical history in determining eligibility for life insurance; this is part of the process of medical underwriting. Insurers have also long used genetic information, often derived from family history, in underwriting. But rapid advances in gene identification and genetic testing are changing the way we look at genetic information. Should the results of genetic testing (which might identify a predisposition toward disease not related to medical history) be available to life insurance medical underwriters? Few if any life insurers currently require genetic testing, but there are no laws or regulations prohibiting its use. Genetics and Life Insurance examines the complex economic, legal, and social issues surrounding the use of genetic information in life insurance underwriting. The contributors are legal scholars, representatives of the life insurance industry (including an actuary and an insurance physician), a geneticist, a genetic counselor, a philosopher, and a consumer advocate. They explore all aspects of an issue that has only recently drawn the attention of policymakers and the public. The book opens with a report on the results of a public opinion poll on genetics and life insurance. Succeeding chapters present the insurer perspective, a discussion of the economics of risk selection in life insurance, background information on the process of underwriting, a scientific analysis of genetic risks and mortality rates, a philosophical discussion of fairness and genetic underwriting, the viewpoints of consumers and genetics counselors, a comparison of different international policy approaches to the issue, and a legal analysis of antitrust implications when insurers collaborate in setting standards for medical underwriting. In the final chapter the editor addresses various policy options, examining the pros and cons of each one and assessing their political feasibility.

Detail Book of Genetics and Life Insurance PDF

Genetics and Life Insurance
  • Author : Mark A. Rothstein
  • Release : 01 October 2024
  • Publisher : MIT Press
  • ISBN : 026218236X
  • Genre : Business & Economics
  • Total Page : 320 pages
  • Language : English
  • PDF File Size : 9,6 Mb

If you're still pondering over how to secure a PDF or EPUB version of the book Genetics and Life Insurance by Mark A. Rothstein, don't worry! All you have to do is click the 'Get Book' buttons below to kick off your Download or Read Online journey. Just a friendly reminder: we don't upload or host the files ourselves.

Get Book

Genetics and Insurance

Genetics and Insurance Author : FRANCOIS EWALD,T. McGleenan,Urban Wiesing
Publisher : Taylor & Francis
File Size : 23,8 Mb
Get Book
Compiled by a well known and respected team of editors and contributors from interdisciplinary backg...

Direct to Consumer Genetic Testing

Direct to Consumer Genetic Testing Author : National Research Council,Institute of Medicine,Board on Health Care Services,National Cancer Policy Forum,Board on Health Sciences Policy,Roundtable on Translating Genomic-Based Research for Health,Forum on Drug Discovery, Development, and Translation,Division on Earth and Life Studies,Board on Life Sciences,Policy and Global Affairs,Committee on Science, Technology, and Law
Publisher : National Academies Press
File Size : 9,5 Mb
Get Book
Today, scores of companies, primarily in the United States and Europe, are offering whole genome sca...

Am I My Genes

Am I My Genes Author : Robert L. Klitzman M.D.
Publisher : Oxford University Press
File Size : 55,7 Mb
Get Book
In the fifty years since DNA was discovered, we have seen extraordinary advances. For example, genet...

Privacy Issues in Biomedical and Clinical Research

Privacy Issues in Biomedical and Clinical Research Author : National Research Council,Division on Earth and Life Studies,Commission on Life Sciences,Board on Biology
Publisher : National Academies Press
File Size : 26,5 Mb
Get Book
After discussions with the National Cancer Institute and the Department of Energy the Board on Biolo...

Genetic Information

Genetic Information Author : Alison K. Thompson,Ruth F. Chadwick
Publisher : Springer Science & Business Media
File Size : 12,6 Mb
Get Book
It is difficult to think of an example of an advancement in the biological sciences that has had an ...

Ethics and Genetics

Ethics and Genetics Author : Guido de Wert,Ruud H.J. ter Meulen,Roberto Mordacci,Mariachiara Tallacchini
Publisher : Berghahn Books
File Size : 10,8 Mb
Get Book
Genetic information plays an increasingly important role in ourlives. As a result of the Human Genom...