Fair Lending is popular PDF and ePub book, written by Orice M. Williams in 2009, it is a fantastic choice for those who relish reading online the Law genre. Let's immerse ourselves in this engaging Law book by exploring the summary and details provided below. Remember, Fair Lending can be Read Online from any device for your convenience.
Fair Lending Book PDF Summary
The Federal Reserve Board¿s (FRB) Regulation B prohibits lenders from collecting certain data from loan applicants, such as their race or gender, for non-mortgage loans (e.g., small bus. loans). FRB has stated that this provision of Regulation B minimizes the chances that lenders would use such data in an unlawful and discriminatory manner. However, others argue that the prohibition limits the capacity of researchers and regulators to identify discrimination in non-mortgage lending. This report analyzes: studies on possible discrimination in non-mortgage lending and the data used in them; FRB¿s 2003 decision to retain the prohibition of voluntary data collection; and the benefits and costs of a data collection and reporting requirement.
Detail Book of Fair Lending PDF
- Author : Orice M. Williams
- Release : 20 September 2024
- Publisher : DIANE Publishing
- ISBN : 9781437907919
- Genre : Law
- Total Page : 42 pages
- Language : English
- PDF File Size : 15,7 Mb
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