Are smallholder farmers credit constrained Evidence on demand and supply constraints of credit in Ethiopia and Tanzania is popular PDF and ePub book, written by Balana, Bedru in 2020-11-13, it is a fantastic choice for those who relish reading online the Political Science genre. Let's immerse ourselves in this engaging Political Science book by exploring the summary and details provided below. Remember, Are smallholder farmers credit constrained Evidence on demand and supply constraints of credit in Ethiopia and Tanzania can be Read Online from any device for your convenience.
Are smallholder farmers credit constrained Evidence on demand and supply constraints of credit in Ethiopia and Tanzania Book PDF Summary
Credit constraint is considered by many as one of the key barriers to adoption of modern agricultural technologies, such as chemical fertilizer, improved seeds, and irrigation technologies, among smallholders. Past research and much policy discourse associates agricultural credit constraints with supply-side factors, such as limited access to credit sources or high costs of borrowing. However, demand-side factors, such as risk-aversion and financial illiteracy among borrowers, as well as high transaction costs, can also play important roles in credit-rationing for smallholders. Using primary survey data from Ethiopia and Tanzania, this study examines the nature of credit constraints facing smallholders and the factors that affect credit constraints. In addition, we assess whether credit constraints are gender-differentiated. Results show that demand-side credit constraints are at least as important as supply-side factors in both countries. Women are more likely to be credit constrained (from both the supply and demand sides) than men. Based on these findings, we suggest that policies should focus on addressing both supply- and demand-side credit constraints, including through targeted interventions to reduce risk, such as crop insurance and gender-sensitive policies to improve women’s access to credit.
Detail Book of Are smallholder farmers credit constrained Evidence on demand and supply constraints of credit in Ethiopia and Tanzania PDF
- Author : Balana, Bedru
- Release : 13 November 2020
- Publisher : Intl Food Policy Res Inst
- ISBN : 978186723xxxx
- Genre : Political Science
- Total Page : 28 pages
- Language : English
- PDF File Size : 15,9 Mb
If you're still pondering over how to secure a PDF or EPUB version of the book Are smallholder farmers credit constrained Evidence on demand and supply constraints of credit in Ethiopia and Tanzania by Balana, Bedru, don't worry! All you have to do is click the 'Get Book' buttons below to kick off your Download or Read Online journey. Just a friendly reminder: we don't upload or host the files ourselves.